Accidental Death Insurance
At Pierce Insurance Financial Group, we understand that life is unpredictable. While we can’t prevent accidents, we can help you prepare for the unexpected with Accidental Death Insurance.
This valuable rider provides an extra layer of protection for your loved ones in the unfortunate event of your accidental death. Unlike standard life insurance, which pays out regardless of the cause of death
Accidental Death Insurance: What It Covers
Accidental Death Insurance specifically covers fatalities resulting from unforeseen events such as:
- Accidents: Car accidents, motorcycle accidents, bicycle accidents, boating accidents, and other transportation-related incidents.
- Falls: Falls from heights, slips and falls, and tripping accidents.
- Drowning: Accidental drowning in pools, lakes, oceans, or other bodies of water.
- Burns: Severe burns resulting from fires, explosions, or other accidents.
- Poisoning: Accidental poisoning from harmful substances.
How Accidental Death Insurance Works:
- Additional Coverage: Accidental Death Insurance acts as an additional benefit to your primary life insurance policy.
- Payout: If your death is determined to be the direct result of an accident within a specified timeframe (typically 90 days), the Accidental Death Insurance rider will pay a lump-sum benefit to your designated beneficiaries. This benefit is paid in addition to the death benefit from your underlying life insurance policy.
- Peace of Mind: By adding Accidental Death Insurance to your life insurance policy, you can provide your loved ones with an extra layer of financial security in the event of an unexpected and tragic accident.
Who Should Consider Accidental Death Insurance?
- Individuals with high-risk lifestyles: Individuals who engage in high-risk activities such as extreme sports, motorcycling, or aviation may benefit from the added protection of Accidental Death Insurance.
- Families with significant financial obligations: If you have young children, a mortgage, or other significant financial obligations, Accidental Death Insurance can help ensure your family’s financial stability in the event of your untimely death.
- Business owners: Business owners may want to consider Accidental Death Insurance to protect their business and ensure a smooth transition of ownership in the event of their unexpected passing.
Contact Us for Your Accidental Death Insurance Needs
Contact Pierce Insurance Financial Group today to learn more about Accidental Death Insurance and how it can help you protect your loved ones. Our experienced advisors can help you determine if this rider is right for you and provide personalized guidance to meet your unique insurance needs.
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Let us understand your financial needs and challenges, so we can create customized solutions that match your goals.