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Tailored Financial Solutions to Meet Your Needs
Estamos comprometidos a capacitarte con orientación de expertos y soluciones personalizadas que allanan el camino hacia el éxito financiero.
Mortgage Protection
Insurance to cover mortgage payments during unforeseen circumstances, offering financial support for a specified period and distinct from lender-required mortgage insurance.
Index
Universal Life
Universal Life
Permanent life insurance with a death benefit and a savings component tied to a stock market index, offering tax-deferred growth for the cash value, usable for premiums or loans.
Term Insurance
+ Return of Premium
+ Return of Premium
Policy offering a death benefit within the term and returning premiums if the insured person outlives the policy term, providing a refund to the policyholder.
Final
Expense
Expense
It is a life insurance policy tailored to cover funeral and end-of-life costs. With coverage ranging from $5,000 to $50,000, it addresses expenses like funerals, burials, cremations, and related services.
Whole Life
Lifetime coverage with higher premiums, offering a death benefit and a cash value account that earns interest, usable for loans or withdrawals by the policyholder.
Children's
Policies
Policies
Policies providing lifetime coverage for children with a savings component and death benefit. CIUL is a specific version designed for children, combining a death benefit with potential savings growth.
Annuities
Annuity with guaranteed minimum interest and potential additional interest tied to an index, striking a balance between fixed and variable annuities, with capped market gains to prevent losses.
Living
Benefits
Benefits
Features in certain life insurance policies enabling policyholders to access a part of their death benefit while alive, subject to specific circumstances.
Infinite Banking
Concept
Concept
Using a whole life insurance policy, IBC creates a personal banking tool. Premiums build cash value, allowing policyholders to borrow for expenses or investments, repaying with interest over time.
Accidental
Death
Death
Life insurance rider offering extra protection for beneficiaries in case of the policyholder's accidental death. Paid in addition to the base benefit, it requires death within a specified period, typically 90 days, directly resulting from the accident.
Term Life
Coverage for a set period (1-30 years) with a death benefit paid if the policyholder dies during the term. Affordable and straightforward, it safeguards against expenses like funeral costs and debts without accumulating cash value.
SBA Loan Life
Protection
Protection
Some lenders in the U.S. Small Business Administration (SBA) programs may require borrowers to have life insurance, with coverage based on the loan size and risk assessment.
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Soluciones Financieras Formadas por Negocios
Protección de Activos
Protegiendo activos de posibles riesgos e incertidumbres, asegurando estabilidad financiera y tranquilidad.
Car Insurance
Safeguard your vehicle, yourself, and others from financial burdens arising from covered incidents.
College Savings Plans
Invest in your child's educational aspirations with the smart financial planning of college savings plans.
Consulta Financiera
Asesoramiento financiero experto adaptado a tus objetivos para mejorar la gestión de patrimonio y el éxito financiero futuro.
Homeowners Insurance
Safeguard your home, its contents, and your personal liability from the financial repercussions of unforeseen events.
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Nos pondremos en contacto para comprender mejor cómo podemos servirle y programar una consulta si somos la elección adecuada, garantizando que sus necesidades únicas reciban la atención que se merecen.